Category: Finance Consult

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Interest Rates in South Africa – Why They Matter

Interest rates influence nearly every aspect of personal finance. In South Africa, the South African Reserve Bank sets the repo rate, which determines how much it costs banks to borrow money. As of 2026, the repo rate sits around 6.75%, following adjustments intended to balance inflation control with economic growth. These changes have a direct…

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South Africa’s New Inflation Target – What It Means for Your Money

South Africa has recently made an important change to how inflation is managed. The government and the South African Reserve Bank have moved toward a 3% inflation target, replacing the long-standing 3–6% range that guided monetary policy for decades. This change aims to create a more stable economic environment by keeping inflation consistently lower. When…

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